VA Home Loans

As a veteran, you're qualified to take part in maybe the best type of home loan there is – The VA Mortgage.  There's really no other type of home mortgage program compared to it.  VA mortgages are easy to enroll and  easy to qualify for.  VA loans are available to all active duty, retired military and reservists from all branches of the military.

100% Financing

VA home loans do not require any type of down payment and do not require any mortgage insurance as with other types of home loans.  Credit guidelines are not as strict as conventional or FHA types of loans but you still need to have a credit score of at least 620 in order to qualify.  Also, if you have excessive late payments or judgments you will have a harder time qualifying.

No Private Mortgage Insurance

As with USDA loans, VA loans are the only other type of home financing that does not require any mortgage insurance.  Instead, you pay an upfront funding fee to the VA depending on your VA eligibility it can range from 0% to 3.3% which is financed into the loan.  The funding fee is much cheaper than if you were to pay private mortgage insurance (PMI) each month.

The Veterans Administration's mortgage program has helped hundreds of thousands of service members get into their dream homes across the country for decades.  Let us help you by contacting us today for more information.